As a business owner, you have enough on your mind without having to worry about your insurance needs. You want to have the confidence that the business you’ve built is covered by a company that understands your business insurance needs. 

The AIC Risk Management Process

STEP 1

Identify Exposures

During this crucial initial phase, AIC will invest the time to understand every facet of your business in order to help you and your team identify the risks which face your business.

STEP 2

Define Strategies to Handle Risk

Once AIC has developed a thorough understanding of your business, including your industry, corporate culture and operating procudures, we are ready to move beyond insurance, exploring a spectrum of proven alternative strategies to minimize risk and reduce insurance costs.

STEP 2

Define Strategies to Handle Risk

Once AIC has developed a thorough understanding of your business, including your industry, corporate culture and operating procudures, we are ready to move beyond insurance, exploring a spectrum of proven alternative strategies to minimize risk and reduce insurance costs.

STEP 3

Implementation of Programs

During the implementation process, we put in place specially tailored programs and strategies designed to protect your assets while reducing insurance costs.

STEP 4

Ongoing Monitoring & Adjustment

AIC will monitor and adjust your risk management programs to ensure a perfect fit as your business evolves and changes. This is where AIC’s comprehensive understanding of you business (Step 1) can pay huge dividends, by enabling us to continually tailor your protection to fit the unique needs of your business.

STEP 4

Ongoing Monitoring & Adjustment

AIC will monitor and adjust your risk management programs to ensure a perfect fit as your business evolves and changes. This is where AIC’s comprehensive understanding of you business (Step 1) can pay huge dividends, by enabling us to continually tailor your protection to fit the unique needs of your business.

Commercial business insurance provides wide-ranging protection for businesses and their subsidiaries under a single policy. There are various types of commercial business insurance that take care of property, liability and workers’ compensation, to name a few. While property insurance covers damages to business property and products stored on the premises; liability insurance provides coverage for damages to third parties, and workers’ compensation insurance covers injuries to employees. 

Commercial business insurance is an important aspect of any business that cannot be ignored especially if the business premises are leased or rented. Whatever your business insurance needs, we can design a protection program that’s right for you.

If your small business has 10 employees or less, click on the button below and have our team prepare a quote for your business insurance.  

AIC provides the following types of business risk management protection:

 

Business Industry Risk Solutions

Property/Business Interruption

General/Umbrella Liability

Management Liability

Auto Insurance

Worker's Compensation

Professional Liability (E&O)

Pollution Liability

Cyber Insurance

Specialty Industry Risk Solutions

  • Brewery Insurance
  • Church Insurance
  • Contractor Insurance
  • Condo insurance
  • Building Insurance
  • Dealership Insurance
  • Farm Insurance
  • Fitness Center Insurance
  • Fleet Insurance
  • Garage Repair Shop Insurance
  • Golf Course Insurance
  • International Business Insurance
  • Manufacturer Insurance
  • Medical Office Insurance
  • Nonprofit Insurance
  • Professional Services Insurance
  • Property Management Insurance
  • Real Estate Investor Insurance
  • Restaurant Insurance
  • Retail Business Insurance
  • Technology Firm Insurance
  • Trucking Insurance
  • Wholesale Distributer Insurance

Employee Benefits Risk Solutions

Group Health

Group Dental

Group Vision

Group Life Insurance

Group Disability Insurance

Group Voluntary Benefits

Accident/Critical Illness Insurance

Health Savings Account

Flexible Spending Account

Talk directly to our Business Risk Management Professional

Contact Information

Office Hours - 7am to 5pm
Phone Hours - 8am to 4pm
Monday Thru Friday
7275 Bronson St. S.E.
Ada, MI 49301
Toll Free: (888) 695-9777
Phone: (616) 676-4000
Fax: (616) 676-4010

Community Involvement

Ada Historical Society
Ada Township Fire Department
American Cancer Society
Flat River Outreach
Fore! The Children
Grand Rapids Dream Center
Multitude Ministries
Straight Street Ministries
Susan Mast ALS Foundation
Young Life

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